Term Finance is a web-based credit institution operating in the Caribbean region.
We know that there are times when you need quick access to credit and traditional means may not be conveniently available to you. We've designed our model to be swift, convenient and completely web-based. We can have funds to you in less than 24 hours.
Term Finance lends to individuals employed by organisations with which we have partnered. We also lend to small-medium size businesses that fit our credit approval criteria.
Partnering with your employer enables us to verify your identity and the accuracy of your application without you having to visit our offices. That’s what makes our application process completely web-based and so swift!
Partnering with your employer also ensures that your monthly payments are deducted from your salary and directly assigned to us. That’s what makes the repayment process so convenient and hassle free for you!
Our interactive loan calculator clearly displays the interest charge before you begin the application process. To use the calculator now visit our 'Personal' page.
Term Finance follows and adheres to the same standards that apply to the banking industry. We host our secure servers with a reputable host in the US and we encrypt all personal and sensitive data.
At this time, we only lend to individuals who are employed by organisations that have partnered with us. If your organisation has not partnered with us, send us an email to firstname.lastname@example.org expressing your interest and we’ll try our best to facilitate you.
Complete an application using our website. We’ll get in touch to take you through our credit approval process. It might take a bit longer than if you were referred but we’ll do our best to make your experience as convenient as possible.
No you don’t. We’ll prorate the monthly interest and fees for the portion of the month that you have borrowed.